Based on the non-structural model – disequilibrium approach (Goddard and Wilson, 2009), this research presents an empirical assessment of the degree of competition within the banking system. We examine a greater number of environmental covariates and different dependent variables compared to previous applications of this model. Moreover, we use lagged input prices (to avoid endogeneity) and exclude assets (to avoid specification bias) in our models.
Goddard, J.A. and Wilson, J.O.S. (2009). Competition in banking: A disequilibrium approach. Journal of Banking and Finance, 33, 2282-2292.
An applicant for admission to read for a PhD should normally hold a first or upper second class honours degree of a UK university or an equivalent qualification, or a lower second class honours degree with a Master's degree at Merit level of a UK university or an equivalent qualification.
International students will also need to meet the English language requirements - IELTS 6.5 (with minimum sub-scores of 6.0). Applicants who have taken a higher degree at a UK university are normally exempt from the English language requirements. A research proposal (between 1,000 and a maximum of 2,000 words) must be submitted as part of the application.
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