Funding for independent students

This page outlines how you can secure independent student status for your student finance.

Students are usually assessed for student finance based on the income of their parents. Even if you live with another relative who supports you financially, such as a grandparent, Student Finance England would still expect your parents to provide their financial information.

However, you can be considered independent and not provide parental financial information if you:

  • are over 25 years old
  • are married or in a civil partnership
  • have children
  • are irreconcilably estranged from your parents
  • have supported yourself financially for 3 years before your course
  • have been under the care of a local authority for at least three months since your 16th birthday

You cannot apply as ‘estranged’ just because:

  • your parents don’t financially support you
  • you don’t get on with your parents
  • you don’t live with your parents.

To be considered estranged from your parents, Student Finance England would usually expect you not to have had written or verbal contact with either parent for at least a year. However, if you’ve had contact with either parent in the last twelve months, they can still consider your application for estrangement

You can also be considered independent if you don’t know the location of your parents, or if your parents are living in a country where it would be considered dangerous to contact them.

You can also be considered independent if you can show you’ve supported yourselves financially for at least 36 months before the start of your course. These 36 months don’t have to be consecutive; each application is assessed case-by-case. You must demonstrate you’ve earned enough to maintain your own home during that period.

You are never alone at NTU. We have a dedicated team of Student Support Services advisers and practitioners who can help you at every stage of your studies.

What evidence do I need to provide?

The more evidence you can provide will give you the best possible chance of Student Finance England understanding your situation. A timeline of events should also be provided. Below are the most common examples of independent student status, and what supporting evidence you will need to provide to Student Finance England.

Over 25 years old

This is evidenced by the identification you provide when you apply for your finance.

Married or in a civil partnership

If you’re under 25, a photocopy of your marriage certificate, or civil partnership documentation.

A parent

A photocopy of your child’s/children’s birth certificate(s) and evidence that you have care of the child, for example: photocopied evidence that you are receiving Child Benefit, Child Tax Credit, or the child element of Universal Credit.

Irreconcilably estranged from parents

Complete the ‘Confirmation of Estrangement Form’. This form can be found on your online Student Finance account once you have submitted your funding application. If you cannot find someone to complete the form, you can contact our Student Support Services team.

Have supported yourself financially for three years before the start of your course

A photocopy of your P60s or benefit information evidencing that you have been earning enough to support yourself.

Under the care of a local authority for a period of at least three months since the age of 16

Supporting evidence such as a letter from a social worker.

Support with budgeting and money management

We can help with practical advice, hints and tips. We offer group workshops or one-to-one money advice/budgeting sessions. We can also make sure that you’re getting all the funding you’re entitled to. Find out more on our managing your money pages.

Further help and support

Securing independent student status can be difficult.  NTU's Student Money Team can help. Contact us for expert guidance.

  • Last updated: 05/04/2024