Juliana Siwale

Juliana Siwale

Lecturer/Senior Lecturer

Nottingham Business School

Staff Group(s)
Department of Management


Juliana is a senior lecturer in International Business at Nottingham Business School. She is currently module leader for international Business and communication. Her teaching interest however spans across international business, enterprise development and business economics. Juliana also undertakes a range of project supervision at undergraduate and postgraduate levels as well as having mentoring responsibilities for postgraduate students.

Career overview

Prior to joining NTU, Juliana taught International Business at Lincoln Business School, University of Lincoln. She was programme leader for the MBA Full time and is a fellow of the Higher Education Academy.

Research areas

Juliana's main areas of research are:

  • Microfinance
  • Governance and accountability in not-for-profit enterprise orientated
  • Social Entrepreneurship
  • International Business
  • Development economics with a focus on developing countries

Juliana is currently working on the impact of regulations in shaping corporate governance and social responsibility in microfinance institutions.

External activity

Juliana is a member of the African Academy of Management and British Academy of Management.

Sponsors and collaborators

University of Lincoln


Non-NTU publications

  • Okoye, N and Siwale, J. (2016) Microfinance Regulation and Effective Corporate Governance in Nigeria and Zambia, International Journal of Law and Management (Forthcoming)
  • Siwale J (2015). Why did I not prepare for this? The politics of negotiating fieldwork access, identity and methodology in researching microfinance institutions, SAGE Open Journal
  • Siwale, J and Ritchie, J (2013) Accounting for Microfinance Failure: Insights from Zambia, International Journal of Critical Accounting 5(6) pp. 47-71
  • Siwale, J.N and Ritchie, J. (2012) Disclosing the Loan Officer Role in Microfinance Development, International Small Business Journal, 30(4)
  • Dixon, R., Ritchie, J and Siwale, J. (2007). “Loan officers and loan ‘delinquency’ in Microfinance: A Zambian case” Accounting Forum Journal, Vol. 31: pp. 47-71.
  • Dixon, R., Ritchie, J and Siwale, J. (2006). “Microfinance: Accountability from the grassroots”, Accounting, Auditing and Accountability Journal, Vol. 19 (3): pp. 405-427.

Book Chapter

  • Siwale, J (2013) Challenging Western Perceptions of Rurality: a case study of rural Zambia. In Bosworth G and Somerville, P. (Eds.), Interpreting rurality: multidisciplinary approaches. Taylor & Francis. ISBN: 9780415696722

Conference proceedings

  • Okoye, N and Siwale, J (2016) Regulation and Effective Corporate Governance in Microfinance Banks: A Comparison of Nigeria and Zambia. Presented at: Socio-Legal Studies Association Annual Conference 2016, Lancaster University, 5-7th April.
  • Siwale, J. (2013) The work experiences of loan officers in Microfinance: Is it different for women loan officers? Evidence from Zambia. In: 2013 British Academy of Management Conference, 10 - 12 September 2013, Liverpool, UK.
  • Siwale, J. A critical evaluation of international development and poverty: the case of microfinance and the Swedish International Development Cooperation Agency in Zambia. In: The 8th International Conference in Critical Management Studies, 10-12 July 2013, Manchester University, UK.
  • Siwale, J. Financial Inclusion and Microfinance: the case of Rural Women in Sub-Saharan Africa.  Gender, Work and Organization, June 2012 at Keele University, UK

Siwale, J and Ritchie, J. Failure by design: the rise and fall of a microfinance institution in Zambia – a case of Pride Zambia. In: 2nd European Research conference on Microfinance, 16 - 18 June 2011, Groningen University, the Netherlands.

See all of Juliana Siwale's publications...