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Undergraduate Loans

Student loans are available to cover your tuition and to help towards living costs. They free you to focus on being great at what you do.

You may be entitled to Tuition Fee Loans and Maintenance Loans. This will depend on whether you meet the personal and course eligibility criteria.

If you've studied at higher education level before, this may affect your eligibility.

Find out more from your national student finance provider.

Tuition fee loans

Tuition fee loans are available for most home undergraduate students. This is subject to meeting certain eligibility rules. You can apply through your national student finance provider.

We urge you to apply early. You can do this before your place at university is confirmed. The deadline for applications is usually around the end of May before the start of your course. You can still apply after this time, but your funding may not be ready for the start of your course.

The government pays your loan in three instalments. It goes directly to the University on your behalf. All you need to do is apply for it.

Full-time home undergraduates from England starting in 2022/23

Full-time home undergraduate students can get up to £9,250 per year to pay their tuition fees. This figure is currently subject to parliamentary approval.

Part-time home undergraduates from England starting in 2022/23

Part-time home undergraduate students can get up to £6,935 per year to pay their tuition fees. This figure is currently subject to parliamentary approval.

Find out more about the eligibility criteria from your national student finance service.

International students

If you're an EU or international student, see our international student pages. You'll find more information about the funding available for your undergraduate studies.

Help with living costs

Your Tuition Fee Loan may cover your tuition fees, but you still need to think about your living costs. These include day-to-day things like:

  • accommodation
  • food
  • course books
  • your social life.

There are a few ways you can fund your living costs.

Maintenance Loans

The Maintenance Loan is available for eligible home students. You won't start paying this back until:

  • you've left University, and
  • you're earning more than the repayment threshold.

Full-time home undergraduate students starting in 2022/23

You can apply for a maintenance loan of up to £9,706 per year.

The amount you can borrow depends on:

  • your household income
  • your year of study
  • where you live during term-time.

Use the online Student Finance Calculator to estimate the loan you will be able to apply for.

The government pays the Maintenance Loan to you directly. You'll receive it in three approximately equal instalments, one at the start of each term.

Part-time home undergraduate students starting in 2022/23

If you're joining us as a part-time home student, you may be eligible to apply for a Maintenance Loan towards your living costs. The amount you can borrow depends on:

  • the course you are studying
  • how much of the course you complete per year
  • your household income
  • your year of study
  • where you live during term-time.

The government pays the Maintenance Loan to you directly. You'll receive it in three approximately equal instalments, one at the start of each term.

Scholarships and bursaries

You may be eligible for other types of funding like scholarships and bursaries. You don't have to repay these.

Find out more about our bursaries and scholarships.

Employment

Many students choose to get a part-time job alongside their studies or work full-time in the holidays to supplement their living costs. Get in touch with our Employability team for more information.

Applying for a loan

Visit the website of your national student finance provider. You'll be able to get more information and begin the application process.

Loan repayments and interest rates

You only start paying your loan back after you:

  • have left university, and
  • are earning above the repayment threshold.

Find out more about repayment arrangements and interest rates.

Useful links and further guidance

Finance providers and further information

Finance guides

Financial help and advice

Find out more about money, fees and funding, and about how we support our students.

If you have any further questions, email our Student Financial Support Service or call +44 (0)115 848 2494.